Auto Insurance in Katy, TX

Independent Coverage for Katy Drivers

From daily commutes along I-10 to weekend drives through Cinco Ranch and beyond, life in Katy moves fast. And whether you’re new to the area or a long-time resident, one thing stays the same—you need car insurance that actually fits your needs.


At DeShazo Insurance, we help drivers in Katy, TX compare quotes from top carriers like Progressive, Safeco, Travelers, and GEICO to get the right coverage at the right price. As an independent insurance agency, we don’t work for one insurance company—we work for you.

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What’s Included in Auto Coverage?

Our Katy car insurance clients often choose protection that includes:

Liability Coverage

Covers bodily injury and property damage you cause

Comprehensive

Covers theft, hail, fire, vandalism, and more

Collision

Pays to repair your car after an accident

Uninsured Motorist

Protects you from drivers without insurance

SR-22 filing

If you need one, we can help you get back on the road quickly

Katy Auto Insurance FAQs

  • Is auto insurance required in Katy?

    Yes. All Texas drivers must carry liability coverage, but we’ll help you understand if you need full coverage or higher limits.

  • Do you offer coverage for teen drivers or new vehicles?

    Yes—we can help you find policies that work for families, new drivers, or leased vehicles.

  • Can I switch car insurance before my policy ends?

    Absolutely. We’ll help you time the switch and avoid cancellation fees or gaps in coverage.

  • Will my rate go up if I have an accident?

    It depends on the situation and your carrier. We can walk you through how claims affect pricing.

Get a Quote for Auto Insurance in Katy

Whether you're switching insurers, buying your first car, or just looking for better service, we’re here to help.