Inland Marine Insurance in Texas

Coverage for Tools, Equipment & Goods on the Move

Inland marine insurance covers business property in transit, at job sites, or stored offsite. If your tools or equipment move with you, your commercial property policy might not cover them—but inland marine does.

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What’s Included in Inland Marine Coverage

Our Houston-area clients often choose:

Mobile Equipment Coverage

Protects tools, machinery, and contractor gear from loss or theft.

Property in Transit

Covers inventory or equipment damaged or stolen while being transported.

Installation Floater

Covers materials waiting to be installed—useful for contractors and builders.

Leased or Rented Equipment

Protects property you rent or borrow for business use.

Offsite Storage Protection

Covers property stored at temporary job sites, warehouses, or trailers.

Miscellaneous Valuables

Can be extended to cover musical instruments, artwork, or electronics used off-premises.

Inland Marine Insurance FAQs

  • Why is it called inland marine?

    It originally covered goods shipped over land. Today, it protects mobile property.

  • Does commercial property insurance include this?

    Usually not—it often excludes offsite or mobile equipment.

  • Who needs inland marine insurance?

    Contractors, landscapers, repair techs, musicians, photographers, and more.

  • Is this expensive?

    Not usually. It’s based on the value and risk of the property insured.

  • Can I get coverage for rental equipment?

    Yes—we can tailor coverage for short- or long-term rentals.

  • Does it cover theft from my vehicle?

    Yes—if scheduled correctly, theft from vehicles or trailers is included.

Keep Your Tools Covered

At DeShazo Insurance, we help you cover tools, equipment, and materials on the move. Whether you’re transporting goods or storing gear off-site, we’ll help protect your business property wherever it goes.