Cyber Liability Insurance in Texas

When a Data Breach Happens, Coverage Matters

Cyberattacks can cripple a business. Whether you store customer data, take online payments, or simply rely on email, cyber liability insurance helps protect your business from data breaches, cybercrime, and costly recovery expenses.

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What’s Included in Cyber Coverage

Our Houston-area clients often choose:

Data Breach Response

Covers customer notifications, credit monitoring, and legal counsel.

Cyber Extortion / Ransomware

Helps cover ransom payments and recovery costs after an attack.

Business Interruption

Reimburses lost income due to system outages caused by cyber events.

System Damage & Restoration

Pays to repair or replace compromised hardware and software.

Regulatory Fines & Legal Defense

Covers penalties and defense if you're found in violation of data laws.

PR & Reputation Management

Funds crisis communication, brand restoration, and reputation repair.

 Cyber Liability Insurance FAQs

  • Is cyber insurance just for tech companies?

    No—any business that stores personal or financial data can be a target.

  • What does a typical policy cost?

    Premiums start around $500/year and scale based on your exposure and revenue.

  • Does my BOP or GL cover cyber events?

    Usually not. A cyber policy fills the gap.

  • Does this cover employee mistakes?

     It can—many policies include coverage for phishing or social engineering attacks.

  • Can I add cyber coverage to my BOP?

    Yes—many carriers allow cyber endorsements as add-ons.

  • What industries are most at risk?

    Healthcare, legal, retail, and finance—though every business is exposed.

Shield Your Business Online

At DeShazo Insurance, we help you stay ahead of digital risks. Whether you handle sensitive data or operate online, we’ll help you find coverage that defends your business from cyber threats.