Business Insurance in Texas

Whether you’re running a small shop in Sugar Land, managing a fleet in Katy, or building homes in Fulshear, your business deserves more than a generic policy. At DeShazo Insurance, we help Texas business owners protect what they’ve built—without overpaying or getting buried in industry jargon.


As an independent insurance agency, we work with a range of top-rated carriers like The Hartford, Travelers, Chubb, Foremost, and Progressive to offer custom-tailored protection for businesses of every shape and size.

policy types

What We Cover

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General Liability Insurance

Coverage that protects your business from lawsuits, bodily injury, and property damage claims—essential for almost every industry.

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Business Owner’s Policy (BOP)

Bundle general liability with commercial property insurance for a simplified, cost-effective solution for small businesses.

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Commercial Property Insurance

Protect your building, inventory, tools, furniture, and equipment from fire, theft, vandalism, and other covered events.

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Commercial Auto Insurance

Cover company-owned vehicles, employee drivers, and work trucks with specialized business auto insurance.

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Workers’ Compensation Insurance

Help cover medical expenses and lost wages if an employee is injured on the job—plus it protects your business from lawsuits.

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Professional Liability / E&O Insurance

Protection for service-based businesses facing claims of errors, omissions, or professional negligence.

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Cyber Liability Insurance

Help defend your business against the financial fallout of data breaches, ransomware, and cybercrime.

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Inland Marine Insurance

Coverage for tools, equipment, and inventory in transit or stored off-site—ideal for contractors, landscapers, and mobile service providers.

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Builder’s Risk Insurance

Short-term coverage for structures under construction, including materials, labor, and temporary installations.

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Serving Local Businesses Across Texas

From startups to seasoned pros, we serve business owners across Sugar Land, Katy, Fulshear, and the greater Houston area. Whether you’re a one-person operation or managing a growing team, we’ll walk you through your options and help you build a business insurance plan that fits.

Why Choose DeShazo Insurance?

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We’re independent

That means we shop multiple carriers to find you the right fit

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We understand local risks

From Houston weather to Texas liability laws, we’ve got you

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We make business insurance easy

Fast quotes, ongoing support, and renewal reviews