Personal Insurance in Texas

At DeShazo Insurance, we help individuals and families across   Sugar Land, Katy, Fulshear, and greater Houston find the right personal insurance coverage for every part of life. Whether you’re looking for homeowners insurance, auto insurance, or need protection for your boat, jewelry, or vacation home, we’re here to make sure you’re covered—without overpaying.


As an independent insurance agency, we partner with trusted carriers like Progressive, Travelers, Chubb, Allstate, and more to help you compare options and choose the best fit for your budget, lifestyle, and future.

policy types

Get protection you can count on.

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Homeowners Insurance 

Protect your home and everything inside it with a policy built around your needs. From storms to theft to accidents, your biggest investment deserves the right protection.

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Auto Insurance

Get personalized car insurance in Sugar Land and surrounding areas. We help you find the right liability, collision, and comprehensive coverage—plus discounts for bundling or safe driving.

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Life Insurance

Term or whole life? We’ll help you figure it out. Give your family long-term financial peace of mind with life insurance that fits your goals—and your budget.

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Health

From individual health plans to short-term coverage, we’ll help you navigate your options and get the right protection in place.

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Flood Insurance

Standard home policies don’t cover flood damage. If you live in Fort Bend County, Harris County, or any flood-prone part of Texas, flood insurance isn’t just smart—it’s necessary.

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Umbrella

Get additional liability coverage beyond the limits of your home and auto policies. It’s peace of mind for life’s “just in case” moments.

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Classic Car Insurance

Your collector car deserves more than a basic auto policy. We offer agreed value coverage and tailored protection for classic and antique vehicles.

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Boats & Watercraft

Jet skis, bass boats, pontoons—whatever you float, we can help you insure it properly, whether you boat on Lake Houston or the Gulf Coast.

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Personal Articles Insurance

Protect high-value items like jewelry, firearms, art, and collectibles with itemized coverage that picks up where your homeowners policy stops.

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 Local Service, Texas-Wide Coverage

We live here. We work here. And we understand the insurance needs of families in Sugar Land, Katy, Fulshear, and beyond. Whether you’re new to Texas or ready to switch providers, we make the process easy—from getting a quote to filing a claim.

Why Choose DeShazo Insurance?

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Independent & unbiased:

We shop top-rated companies for you.

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Real people, real advice:

No call centers. No spam. Just local service.

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Licensed across Texas:

From the Houston metro to rural towns, we’ve got you covered.