Classic Car Insurance in Texas

Protecting the Cars You Baby, Not Just Drive

If you own a vintage or collector car, it deserves more than a basic auto policy. We offer agreed value coverage and specialized protection for your classic vehicle.

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What’s Included:

Our Houston-area clients often choose:

Agreed Value Coverage

Ensures you’ll be paid the full agreed-upon value of your classic car in the event of a total loss—no depreciation involved.

Spare Parts Coverage

Includes protection for rare or valuable spare parts and tools essential to maintaining your classic vehicle.

Restoration Coverage

Offers coverage for your vehicle during active restoration, so you're protected even while work is in progress.

Mileage & Usage Flexibility

Enjoy the freedom to drive your classic car with flexible mileage limits and occasional pleasure use options.

Towing, Roadside, And Trailer Options

Get peace of mind with coverage for breakdowns, towing, and trailer transport specifically suited for classic cars.

Classic Car Insurance FAQs

  • What qualifies as a classic car?

    Not fully. Most home policies only offer limited coverage—and usually not for larger boats or liability.

  • Can I drive my classic car occasionally?

    Yes. Occasional use is covered; just let us know your driving plans.

  • What if I’m still restoring my vehicle?

    We offer coverage during restoration projects too.

  • Is this cheaper than regular car insurance?

    Usually—because usage is limited and the risk is lower.

Coverage as Unique as Your Ride

At DeShazo Insurance, we understand the value of your classic car. From agreed value to restoration coverage, we’ll help you protect your investment with confidence.