Auto Insurance in Texas

Real Coverage. Local Agents. Better Rates.

At DeShazo Insurance, we help drivers across Sugar Land, Katy, Fulshear, Houston, and all of Texas find auto insurance that fits. Whether you're a first-time driver, have a perfect record, or need SR-22 coverage, we’re here to walk you through your options—without the hassle.



As an independent agency, we work with top carriers like Progressive, Safeco, Travelers, GEICO, Allstate, and more to find you competitive rates with real protection—not just the cheapest price tag.

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What Does Car Insurance Cover?

We'll help you decide which coverages and limits make sense for your vehicle, driving habits, and budget.

Liability Coverage

Covers injury or property damage you cause to others

Collision Coverage

Pays to repair or replace your car after an accident

Comprehensive coverage

Covers theft, hail, flood, vandalism, and more

Uninsured/Underinsured Motorist

Protects you if you're hit by someone without enough insurance

Medical Payments or PIP

Helps pay for medical bills after an accident, regardless of fault

Auto Insurance FAQs

  • Is car insurance required in Texas?

    Consider an umbrella liability policy to protect you from accidents and costly law suits.

  • How can I lower my auto insurance premium?

    Our landlord insurance policies can protect you against tenants' damage.

  • Can I bundle my home and auto insurance?

    Yes! Bundling policies with the same insurer often results in a discount on both. We'll help you compare bundling options from carriers like Progressive, Safeco, and Travelers.

  • Does my policy cover rental cars or other drivers?

    Yes! Bundling policies with the same insurer often results in a discount on both. We'll help you compare bundling options from carriers like Progressive, Safeco, and Travelers.

  • Do I need full coverage?

    Market value includes the price of the land and fluctuates with the real estate market. Replacement cost is how much it would take to rebuild your home from the ground up. Insurance is typically based on replacement cost.

Auto Insurance in Katy, Sugar Land, Fulshear & Houston

Looking for auto insurance near you? We offer location-specific service throughout:



We make shopping for car insurance simple, local, and personal. Whether you’re switching providers or getting insured for the first time, we’ll help you compare rates and find the coverage that fits.